More than just credit cards. Game changers.
With the poinz credit cards, every tap, swipe, or checkout puts up to 1% cashback in your pocket. Whether it's groceries, coffee, flights – you're not just spending, you're earning. No strings. No catch. Just savings.
Receive instant cashback. For every purchase, worldwide.
Apply now to get both your poinz American Express and poinz Visa. With the poinz American Express you’ll always receive 1% (3% in the first 3 months, up to a maximum amount of CHF 100.–) and with the poinz Visa you’ll always receive 0.25% cashback on every transaction – worldwide.
Yes, we were voted the best credit cards in Switzerland.
Shortly after the launch in spring 2022, the poinz credit cards were awarded four test wins by the independent online comparison service . Since then, things have only gone uphill: we have now won the comprehensive and independent study by Statista R together with the renowned media brands and PME for the second time.
No costs. Literally free, forever.
With the poinz credit cards, you pay CHF 0 in annual fees — not just the first year, but every year. No strings, no catch. Just real, free benefits.
Swiss Francs straight to your account.
When we say cashback, we mean «cash back». Earn CHF every time you shop – credited to your poinz account automatically, within 24 hours. Use your balance to buy digital vouchers and deals, or transfer it to your bank account in just two clicks. Easy as 1, 2, 3.
The best credit card duo in Switzerland
Two cards, one powerful combo – for smarter spending and bigger rewards.
poinz American Express®
CHF 0.00 yearly fee
With the poinz American Express you’ll always receive 1% on every purchase you make, worldwide. In the first 3 months, you’ll even get 3% (up to a maximum amount of CHF 100).
Instant issuing: Apply in just 4 minutes and start shopping immediately after your application has been accepted.
poinz Visa
CHF 0.00 yearly fee
With the poinz Visa you’ll always receive 0.25% on every purchase you make, worldwide.
Instant issuing: Apply in just 4 minutes and start shopping immediately after your application has been accepted.
Calculate how much you could save this year by using the poinz credit cards
Your monthly spendings
CHF 4200.00
CHF 0.00
CHF 10000.00
Savings in your first year *
Based on using the poinz American Express (1% cashback, 3% in the first 3 months). Actual savings may vary.
CHF 504.00
Yes, saving money with the poinz credit cards is that easy!
Start collecting even more cashback with these 3 simple steps.
1
Apply for your credit cards
Click on the «Get your free cards now» button and you can apply for the free poinz credit cards online in just 4 minutes.
2
Collect & save even more
With the poinz credit cards, you’ll earn up to 1% cashback on every transaction – online, in-store, in Switzerland and worldwide.
3
Transfer cashback to your bank account or collect more in the poinz ecosystem
Transfer your collected cashback from your poinz account directly to your bank account, or use your balance to buy digital vouchers and deals in the poinz shop. Pro tip: when you make your purchases within the poinz ecosystem, you'll be collecting even more cashback!
Discover all of the ways you can save in the poinz ecosystem
Check out the poinz shop carrying all of your favorite brands with the best cashback offers, discounts, and deals.
