With Swiss Loyalty Cards you can collect up to 1% cashback on all your payments worldwide. The cashback is credited directly to your poinz app every 24 hours.
It only takes you 10 minutes to get your Swiss Loyalty Cards. You need the poinz app to apply for the cards.
The Swiss Loyalty Cards are officially issued by our partner "Swisscard AECS GmbH". poinz has no knowledge of or access to your data at any time.
Our tips:
Deposit your Swiss Loyalty Cards with your favourite services to receive cashback automatically:
Deposit your cards with Apple / Google Pay and pay with your smartphone
You receive the Swiss Loyalty Cards as a duo:
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Programma bonus1 | Swiss Loyalty balance on card payments2 | 1 % | 0,25% |
Welcome offer | %33 | -- | |
Partner program | American Express® SelectsSM offers | yes | -- |
Insurance4 | Return Protection Insurance | yes | |
Various additional insurance (all offers on swisscard.ch/additional-insurance) |
liable to costs | ||
Card services | Cash withdrawal | yes | |
Installment facility5 | yes | ||
Swisscard app with balance notification6 | free | ||
Contactless payments | yes | ||
Mobile payments7 | yes | ||
3-D Secure – secure online shopping | yes | ||
Notification in the event of any card transactions with suspected fraud | yes | ||
Customer service | yes | ||
Spending limit, max. (for all cards together, depending on creditworthiness) |
CHF 10 000 | ||
Card replacement | 48 hours (generally) | ||
Account management (currency) | CHF | ||
No liability8 in case of theft or loss of card | yes | ||
Methods of payment | Payment slip, direct debit (DD), e-statement | yes | |
FEES | Annual fee principal cards | CHF 0 | |
Annual fee additional cards | CHF 0 | ||
Cash withdrawal at ATM in Switzerland | 3.75%, at least CHF 5 | ||
Cash withdrawal at ATM abroad9/counter | 3.75%, at least CHF 10 | ||
Foreign currency and cross border handling fee | 2,5% | ||
Annual interest as from posting date | 11,95% | ||
Handling fee for paper statement (per monthly statement) |
CHF 1.95 | ||
Phone service fee (except for card blocking and complaints about the monthly statement) |
CHF 1.90/per call | ||
Copy of monthly statement ( ((per orde) |
CHF 10 | ||
Duplicate monthly statement to your own or another address (annual flat rate) |
CHF 25 | ||
Postage abroad (per monthly statement, plus fee for paper statement) |
CHF 1 | ||
PostFinance fee for payment at a counter (price from the post office charged for cash payments at a post office counter) |
according to current post office rates | ||
Replacement card (e.g. in the event of loss, theft or willful damage) |
CHF 25 | ||
Card delivery by express or courier | effective costs, at least CHF 25 | ||
Payment reminder fee | CHF 30 | ||
Address enquiry | CHF 30 |